Persistent debt collection
in Switzerland
Do you have a debtor in Switzerland?
Then you’ve come to the right place!
We let your debtor in Switzerland no chance.
Minimum claim amount: EUR/CHF 50’000.–
Success rate 23 *
77.8 %
The advantage of our debt collection company in Switzerland:
We are present everywhere within a few hours and have an excellent network of relationships with specialized employees, lawyers, authorities, etc.
We have many years of experience as a
Debt collector in Switzerland
Our debt collection agency is based in Switzerland, our home country, where we know the economic and legal conditions very well.
One of the advantages of Switzerland is its manageable size, which allows us to work quickly and efficiently thanks to an extensive network of contacts. We may already know your debtor or your case from other debt collection contexts, or be able to obtain the necessary information quickly.
Another advantage is that debt collection companies in Switzerland are not subject to any governmental supervision or specific legal regulations. This allows us to act in a flexible and without many bureaucratic manners to successfully collect your receivables.
Special features of debt collection in SwitzerlandA
lternative to the lengthy legal process
There are many debt collection agencies in Switzerland that focus on written, telephone and legal collection. However, these methods often fail with criminal debtors or debtors who are unwilling to pay.
Debt collection in Switzerland is government-regulated and easy to initiate, as the requirements for proof of debt are low. However, debtors can easily file an objection to defend themselves. Only an extract from the debt collection register provides information on the legitimacy of the claim and the debtor’s financial situation. In many cases, a court case and a mediation procedure are necessary to clarify the claim.
In Switzerland, creditors face high legal and court costs and the risk that debtors will not pay despite court judgments. Direct debt collection is therefore usually more efficient and cost-effective.
Collection case in Switzerland?
Directly debt collection know-how in Switzerland
Debt collection in Switzerland, which is not limited to legal collection but seeks solutions through direct contact with the debtor, is subject to criminal law. The threat of “serious disadvantages”, such as a deterioration in creditworthiness in the event of non-payment, is already an act of coercion (Art. 181 StGB). The announcement of a debt collection, however, is not. We use our debt collection know-how to reach an agreement with the debtor, in or out of court, or by motivating the debtor to pay, taking into account the limits of criminal law.
We use clever “means of pressure”, but within the legal framework. If necessary, we will accompany you in the legal collection process or carry it out in cooperation with your lawyer/our lawyers.
Before accepting a case, we clarify the debtor’s situation as much as possible and check if there is a possibility to recover the money. Pre-judicial / out-of-court negotiations and measures often lead to quicker and more cost-effective results than litigation.
In any case, we always seek a personal meeting first. If no progress can be made through negotiations, further legal steps and measures will be considered.
Debt collection — A specific use case
Case: purchase of a villa with lakefront in Switzerland, purchase price 4 million. The real estate agency was well known.
Controversial special payment
In a special agreement, the seller apparently requested an additional CHF 180,000.- to be paid for numerous furnishings that the new owner should and wanted to take over. The buyer paid this sum to the broker, believing that the latter would forward the amount to the seller.
Later on, upon request of the buyer, the broker presented the original agreement, which the buyer had lost. Stating that the paid sum was an additional broker’s commission. But the ordinary commission had already been paid. The broker simply replaced the first page. Since he had been of the opinion that the seller allready had received the commission, he demanded the sum back. A check with the seller showed that this was not the case. A clear fraud.
They started to argue. Lawyers were consulted. The broker insisted on the accuracy of the contract and refused a repayment.
Procedure of Inkasso-Team AG
- After taking over the mandate, we first made extensive inquiries about the brokerage office. These showed that several customers reported similar frauds.
- We confronted the two owners with these findings and our demands. One of them, namely the one responsible for the fraud, evaded all talks, the other one turned himself in but loyally defended the position of his compagnon.
- An action before mediating instance did not yield any result.
- Before we took the case to the court and filed a criminal complaint, we took several actions to make the brokers’ actions known. Among other things, we published a website about the company. This attracted a lawyer, who issued a warning against the site. We did not give in, because the page contained only true factual claims. Of course, this was bad publicity for the company.
The luck of the brave
The publication, but not only that, led to considerable difficulties in the brokerage firm. The two compagnons drifted apart. The second had increased difficulties with the “special business” of the other. In this situation of tension, he turned to us. In tough negotiations, partly together with the lawyer of the other party, we were able to fully enforce our claim. The company paid the full amount. We stopped all activities.
Processing time: 1.5 years, completion May 2020