Persistent debt collection
Our “home country”, which we know very well.
Persistent, pressureful, tricky. In all Switzerland.
For claim amounts from 50’000.- EUR / CHF.
(Switzerland, Southern Germany, Vorarlberg from 25’000.– EUR / CHF)
We have many years of experience as a
Debt collector in Switzerland
- The registered office of our debt collection company is located in Switzerland.
- Switzerland is our “home country”, which we know very well in regard to the economic and legal terms.
- A special feature of Switzerland is its small scale. If you have a good network of contacts, you know a lot of people.
- Maybe we already know “your debtor” or “your case” from other debt collection contexts or can quickly obtain the necessary information.
- Swiss debt collection companies are not affected by any state supervision or specific legal regulations.
The advantage of our debt collection company in Switzerland:
We are present everywhere within a few hours and have an excellent network of relationships with specialized employees, lawyers, authorities, etc.
Swiss money collectors with many years of experience.
There are many debt collection agencies in Switzerland. Most of them are debt collection agencies that concentrate on letter, telephone and legal debt collection. However, such methods fail when dealing with criminal debtors or debtors who are unwilling to pay.
As in other countries governed by the rule of law, debt collection is primarily the responsibility of the state. In Switzerland, it is very easy to carry out a debt collection against someone. The requirements for proving a claim are minimal. Also it is easy to defend oneself against a debt collection by means of a legal proposal.
Sometimes it is only by analysing an extract from the debt collection register, that informations, about the presumed justification of debt collection claims and the possible situation of debtors, can be provided. The substance of a claim only becomes apparent after a legal process has been requested and granted and – if there is not already a title – in the subsequent judicial debt collection proceedings in Switzerland. This is preceded by a primary mediating instance, which has a clarifying and mediating effect similar to what we sometimes do. With honest debtors and reasonable creditors, acceptable solutions are often possible. To take legal action you first need to go to the justice of the peace.
But even in Switzerland, creditors wanting to obtain their debt collection rights are confronted with many hurdles and risks. Swiss civil lawsuits cause high lawyer and court costs. These are quickly greater than the costs of direct debt collection. Whether or not they get paid – even in succesfull cases – is uncertain. Again and again we have collection cases in which titles are obtained with a lot of effort and debtors still not pay. Wouldn’t it have been wiser to collect the debt in advance via direct collection in Switzerland?
Collection case in Switzerland? Get the money collected.
For debt collection in Switzerland, which is not limited to legal collection but seeks solutions through direct contact with the debtor, limits are defined by criminal law. The threat of “serious disadvantages”, such as the deterioration of creditworthiness in the event of non-payment is already an act of coercion (Art. 181 StGB). The announcement of a debt collection however is not. We use our debt collection know-how to achieve an agreement with debtors before or out of court or by motivating them to make payments, taking into account the limits of criminal law. We use clever “means of pressure” which are, however, within the legal framework. When required, we accompany you in the legal collection process or carry all out in cooperation with your lawyer / our lawyers.
Before accepting a mandate, we clarifiy the situation of the debtors as far as possible and check if there is any possibiliy of regain the money. Pre-court / out-of-court negotiations and measures often bring quicker and more cost-effective success than lawsuits. In any case, we first seek a personal discussion. If no progress can be achieved through negotiations, further legal steps and measures are considered.